Now make UPI Payments with
India's best credit card for UPI
1.5%
Flat cashback
on all UPI payments
Valid on all transactions above ₹100
Real
cashback
cashback
that goes directly to your bank account
No points, no coupons, no fuss
SAVE
₹5000+
Per Year
Lifetime free card
Zero joining & zero
annual fees
annual fees
One card for every payment
Auto
Grocery
Chai
Membership ₹999 per year*
5% cashback
on annual spends of ₹1.5L
Save ₹10,000+ per year with the Neon Membership.
Get 3 free airport lounge visits annually
on UPI scan & pay
Instant 2% cashback
On every scan & pay transaction
Special access to exclusive events & offers
Only ₹999 per year*
Recognised as one of 2025’s best credit cards
Why you should choose kiwi
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